If you were involved in a
car accident that is considered a minor fender-bender and you (or your passengers)
were not hurt as the result of the collision, you probably do not need
an attorney to handle your car insurance claims. Furthermore, your insurance
company can take care of you if you have suffered minor injuries that
heal within a week or two and don’t inhibit your day-to-day life.
However, the following are some signs that you need an attorney:
The car crash resulted in a serious injury or death – If anyone was seriously injured or killed in the car accident,
it is imperative to contact an experienced personal injury lawyer immediately.
Cases of accidents involving these two factors are often complex. You
may need to file a personal injury lawsuit against the at-fault motorist
to recover the cost of economic (medical bills, lost wages, etc.) and
noneconomic (pain and suffering, emotional distress, etc.) damages you
have suffered. Representing yourself can leave you vulnerable to receiving
a low offer from the other party and/or their insurance provider. Your
lawyer can help determine the amount of compensation you deserve, guide
you through the legal process, and protect your rights and best interests.
You are unable to work – If you suffered a serious injury which forces you out of work,
an attorney can ensure you obtain the medical care you require to make
the best recovery possible. The compensation your lawyer will attempt
to obtain on your behalf will take into account any missed work and the
cost of medical care you need right away or in the future.
An uninsured motorist was involved in the crash – Although Texas law requires people who drive in the state to have insurance,
not everyone does. Unless specifically denied, auto insurance policies
in Texas include uninsured motorist coverage to protect drivers from having
to pay for their medical bills and property damage. However, sometimes
it may not be enough to cover everything, especially if you suffered a
serious injury. An attorney can evaluate your case and determine all of
your available legal options.
Multiple parties were at fault – If you were involved in a collision with three or more vehicles, this
can complicate the insurance claim settlement and negotiation process,
resulting in multiple lawsuits. An attorney can fight for the compensation
you deserve and keep your liability to the other parties as low as possible.
You need to gather evidence about the accident – If you were injured badly enough to require immediate medical attention,
and you weren’t able to collect evidence of the accident on your
own, a lawyer can do it for you. He or she can evaluate the evidence,
establish who was at fault, and determine how much your injuries are worth.
Time has elapsed since the collision – According to the statute of limitations in Texas, you have two years from
the date of the accident to file a claim. If a lot of time has passed
since your accident, you need to speak with a personal injury attorney
immediately to ensure that the deadline has not passed. A lawyer can make
sure that you comply with all procedural requirements associated with
your case and don’t miss any important deadlines.
If you have suffered an injury in a car accident in Houston, TX,
request a free consultation with our experienced lawyer at
Dean Law Firm today.