We know that many people don’t spend time with
personal injury attorneys unless they are facing a very difficult time. Because of the
unfamiliarity many people have, it’s not surprising that myths spring
up about personal injury cases and lawyers. We’re here to set the
record straight on these myths so you can get the help you need when you need it.
Myth #1: Personal Injury Attorneys are Expensive to Hire
The truth is, it is often free to talk with a personal injury lawyer about
your case during an initial consultation. If you decide to hire a personal
injury lawyer, they probably will use a type of fee structure called a
“contingency fee.” Unlike divorce and criminal attorneys,
that may take a retainer up front and bill you for their time, a personal
injury lawyer only gets paid if you do. Rather than paying for them out
of pocket, they will take a percentage of your settlement or verdict award
as their fee. Your attorney may even fight for their fees to be covered
in addition to the compensation you deserve, so you will pay little or
nothing for their services.
The reason contingency fees are common in personal injury law is simple.
Every client deserves stellar legal representation throughout their case,
regardless of their ability to pay. By taking a percentage of what your
attorney helps you win for your case, they ensure that you pay nothing
out of pocket for their services.
Myth #2: Your Insurance Will Cover All Your Costs
Often, your insurance company will pay the least they can get away with,
since they are only in it for the profits. This means you may struggle
to get the appropriate compensation to cover all your damages and expenses.
Your insurance company isn’t always on your side, especially when
it comes to paying you for your injuries.
Myth #3: The Responsible Party Will Pay Out of Pocket
This also isn’t strictly true, though it can be. Typically the responsible
party’s insurance company, whether it be homeowner’s insurance,
auto insurance, or other insurance policies, will be the one covering
your expenses. Many individuals would have trouble paying your medical
expenses, lost wages, and other costs from their own finances, so their
insurance would become responsible for these expenses. In some cases,
such as uninsured or underinsured drivers, you may have to turn to your
own insurance company for your claim. This is why it is extremely important
to carry an uninsured/underinsured motorist policy with your auto insurance.
Myth #4: It’s Not Worth Talking to an Attorney for Minor Injuries
What appears to be only minor injuries can actually be significant injuries
later on, if you don’t receive proper treatment. Don’t let
your chance of compensation be lost simply because you felt that your
injuries weren’t severe enough to warrant it. Even if your injuries
seem minor, medical bills can add up quickly. It’s important to
speak with a lawyer as soon as possible after the fact. Remember, you
won’t have to pay out of pocket for your injury attorney to fight for you.
Myth #5: You Can File an Injury Lawsuit at Any Time
This myth is one of the most serious myths. Many people miss out on the
chance to fight for compensation, simply because they aren’t aware
that there is a time limit to file a claim. In Texas, the statute of limitation
for personal injury claims is
2 years. This means you have 2 years from the date of the accident to file a claim
and recover compensation for your injuries. Don’t wait to get in
touch with an experienced personal injury attorney after your accident.
If you’ve been injured due to the negligence of another person or
company, you deserve to receive compensation. Medical bills, lost wages,
and other expenses can quickly add up, and you shouldn’t have to
pay them out of pocket if you were the victim of negligent behavior. Let the
Dean Law Firm fight for you. Our Midland-Odessa
personal injury lawyers have years of experience in personal injury law and care about
you and your family.
Get started today with a
no-cost, no-obligation consultation.
Contact our offices by calling (432) 214-8125.