Once you’ve notified the liable parties that you’ve been injured
in an accident and intend to file a claim for compensation, you will most
likely hear from one or more insurance providers.
These initial discussions after your accident can be difficult since you
are either in pain or agitated. Additionally, insurers will ask you various
questions in hopes of catching you slip up, enabling them to either offer
a reduced settlement or deny your claim altogether.
So when it comes to talking about personal injuries to the other party’s
insurance company, the following are five tips to follow to prevent you
from saying anything that will adversely affect your claim:
Obtain the insurance representative’s contact information – Get the individual’s name, address, phone number, the name
of the insurance company, and the person or business the company represents.
Be polite and keep clam – Losing your temper and taking anger out on the insurance adjuster
will not help you recover your compensation. They are familiar with angry
claimants and do not respond kindly to verbal abuse. If you are nice to
the insurance adjuster, he or she may be more cooperative with helping
you obtain the compensation you deserve.
Only provide limited personal information – You must only tell the adjuster your full name, address, and telephone
number. Avoid revealing any information about your work, your schedule,
your income, or your family background.
Do not provide details of the accident – Insurance representatives are trained communicators. They have
the ability to subtly get you to tell them about the accident. Just politely
refuse any discussion of the facts of the accident aside from the basic
information, such as where and when the accident occurred, what type of
accident was it, and the vehicles or parties involved. If the adjust asks
about witnesses and you are aware of a few, do not disclose that information
until later and ask if the adjuster knows of any.
Do not disclose details of your injuries – You should avoid giving any information about your injury, in case
you forgot to mention something, discover a new injury, or your injury
is actually worse than you originally imagined. Once to determine the
full extent of your injuries and the necessary treatment, you will make
a full medical description of your injuries in your written demand for
compensation. But until then, only provide a general description of your
injuries and tell the representative that you do not yet know how serious they are.
For more information,
Midland personal injury attorney at
Dean Law Firm today.