Uninsured/Underinsured Motorists

Uninsured & Underinsured Motorist Claims

Hit by an Uninsured Driver in Odessa?

At Dean Law Firm, we are prepared to help our clients through thick and thin, standing by their side in the worst of car accident claims. Even if you have been struck by an uninsured or underinsured motorist, there are steps we can take to start pursuing fair compensation right away. Your comfort and recovery are our top priorities.


Trust in our 20+ years of legal experience! Call (432) 214-8125 today.


Texas Car Insurance Laws

In the state of Texas, anyone who drives must be able to provide payment for any injury or damage they cause in a car accident. This is known as liability insurance and it is illegal to operate a vehicle without this coverage.

Minimum liability insurance limits in Texas are:

  • $30,000 per injured passenger or pedestrian
  • $60,000 for all injuries
  • $25,000 for any damage to property (cars, homes, etc.)

Trouble quickly arises when someone who does not have any liability insurance coverage, or has an amount less than the state-required minimum, causes a collision. How can you hope to collect necessary payments for your recuperation and repairs if they do not have proper insurance? The answer lies in civil litigation and the help of a reliable personal injury lawyer from our firm.

Lawsuits With Underinsured Motorists

UI/UIM – or uninsured/underinsured motorists – may be taken to civil court to pay for any damage they cause out of their own negligence. Recoveries rewarded will come from their own personal savings and may have to be staggered over time depending on their financial situation. The important thing to remember is that you deserve to be compensated for an accident that was not your fault.

Sometimes the liable party is “uninsured” because they do not exist. In hit-and-run accidents, or when you come back to your car in the parking lot only to find it has a fresh new dent but no one is in sight, your insurance provider will consider the case as a collision with an uninsured motorist. In such a case, you may need to bring your lawsuit against your own insurance company if they refuse to give you a fair amount as described and expected in your contract agreement. Keep in mind that your claim will be much stronger if you have purchased uninsured driver insurance before the accident.

Recovery is Never Unobtainable

In even the most frustrating of car accidents, such as one with an uninsured or underinsured motorist, there is always hope of receiving fair compensation. It all comes down to the legal action you take, and who you choose to represent you in and out of court. We believe our Midland car accident attorney should be the number one choice for you, and we would be happy to explain all we can do for you during a free initial consultation.

Get started and feel peace of mind again: call Odessa Injury Lawyer James Dean!

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